College Saving With
NO Risk of Loss

          Anyone who had money in the stock market from 2000-2002 (35% decline) or in 2007-2008 (46% decline) knows that investing in the stock market is extremely risky. 

          If most parents or grandparents had to choose one investment bucket they would prefer not to risk, it would be money set aside for their child or grandchild’s college education.  

          Unfortunately, the American public has been programmed to fund 529 Plans as “the” college funding vehicle. What kind of investments are typically purchased in 529 Plans?  Mutual funds.  What happened to mutual funds in 2000-2002 and again in 2007-2008? They basically crashed and so did the money invested inside most 529 Plans. 

          It very disturbing to think that you have done the best you can to save for a loved one’s college education and then have nearly 50% of it lost over a short period of time.  It becomes even more disturbing if your loved ones are just about ready to go college or are already in college. 

          With The Safe College Plan™ you will NEVER have to worry about the money you’ve saved for your loved one’s education. With The Safe College Plan™ your saved money will NEVER go backwards due to stock market returns. 

          How can you grow college saving without risk of loss? 

          In The Safe College Plan™ your money will grow in what are called Fixed Indexed Annuities (FIAs).   

          What is a FIAs? It’s a special type of annuity that guarantees your principal investment will never go backwards. 

          As stated on the front page of this web-site, if you accumulated $200,000 in The Safe College Plan™, that money will never go backwards due to stock market loses.  The way most 529 plans are funded, your money is 100% at risk to stock market losses.  This is a huge advantage of The Safe College Plan™ over a 529 Plan. 

          Additionally, when your money grows in a FIA, the gains are locked in annually never be lost to do a downturn in the stock market.  To learn more about the locking features of a FIA, please click here.  and can

          What else makes the The Safe College Plan™ unique?  

It’s the ability to use FIAs in a college funding setting where the money can grow tax-free and come out tax-free.  If you simply funded a FIA, when you took the money out for college savings, you would have to pay income taxes in the gains and a 10% penalty if you are under the age of 59.5 years old.  

To learn about this unique college saving plan, please fill out a request for information by clicking here and someone from our office will contact you.